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Gurcharan Das

Times of India Articles

Private virtue, public vice December 17, 2006

In 1989, a much admired and powerful lady who was raising funds for her NGO, asked me what I did for a living. I told her that I worked for a company. “Oh, but what do you really do—I mean for society?” she said. I became defensive and began to recount our philanthropic activities in the districts where our factories were located. ‘Is that all!’ thundered the eminence grise. I was hurt by her dismissive attitude, and recently remembered this incident when Sonia Gandhi reminded fawning businessmen in the same imperious tone about their corporate social responsibility (CSR). CSR has become a buzz word these days, and one newspaper even has a CSR reporter. But why is it that something so worthy and high-minded leaves me uneasy? I think it is because companies have no business engaging in philanthropy and businessmen should value more what they do.

“The social responsibility of business is to make a profit,” famously said Milton Friedman, the Nobel Prize winner who died last month. He explained that in making a profit a company creates thousands of jobs, both directly and indirectly through suppliers, distributors and retailers. It imparts valuable skills to its employees. It pays crores in taxes. It improves the lives of millions of satisfied customers with its products and services. This is an enormous service to society. If some shareholders get rich on the way, so what? Companies should focus single-mindedly on their competence, providing goods and services better than their competitors, and not get distracted by extraneous activity. A company’s social responsibility is to make profits legally, not to harm nature, and uphold the highest standards of governance.

Yet, I intensely admire individuals who engage in philanthropy. I was deeply moved by Warren Buffet’s selfless gesture when he gave away all his wealth to Bill Gates’ foundation. I agree with Andrew Carnegie that to die rich is to die disgraced. If it is immoral to spend the company’s money, it is businessmen’s duty to spend their own money on charity (from after-tax profits). It is a theft against Reliance’s shareholders if Reliance Industries builds a hospital, but it is Mukesh Ambani’s duty to do so. Hence, Tatas do their charity work through their trusts, from dividends received from Tata companies. CSR should thus be relabelled ISR, Individual Social Responsibility, and each of us ought to feel the need to give back.

This is fine in theory, but the reality is that few Indians feel the philanthropic urge, which emerges it seems at a later stage of capitalism. In order that the few sources of present funding don’t dry up, we cannot allow corporate funding to cease. We can ensure its legitimacy if companies fix rigorous criteria for giving. Corporate philanthropy must enhance company profits, strengthening the brand or promoting goodwill in the community. For example, when Citibank funds a college to train micro-finance professionals, it enhances its brand.

Glib talk about CSR reflects our prejudice against businessmen. Adam Smith wrote in his Theory of Moral Sentiments that he didn’t much care for those who spent their lives chasing “baubles and trinkets”, but he was “immensely grateful that such creatures abounded for the whole of civilisation, and the welfare of all societies depended on people’s desire and ability to accumulate unneeded capital and show off their wealth. Indeed, it …first prompted men to cultivate the ground, to build houses, to found cities and commonwealths and to invent all the sciences and arts which ennoble and embellish human life.”


Thali to plough December 3, 2006

Last week’s Mittal-Walmart deal is symbolic of an India which is changing quietly. Indians now consume less cereals and more milk, vegetables and fruit. In the past 20 years, per capita consumption of vegetables has trebled in villages and doubled in towns; milk and milk products have doubled in urban and rural areas. The share of high value foods has risen in India’s agricultural output from 32 to 44 percent from 1983 to 2003. Cereal consumption has declined even among those below the poverty line, according to the economist, Ashok Gulati’s analysis.

While we have been agonising over cotton farmers’ suicides, India has become silently the world’s second largest cotton producer, crossing the United States. NCDEX has become the world’s third largest agro-commodity exchange. The cotton revolution was made possible by the much reviled Bt cotton seed, which protects against bollworm, the dreaded pest which used to destroy half the crop. Misguided activists delayed its entry into India by 5 years.

The farm, meanwhile, has been shrinking. It is now 1.4 hectares--so small that it’s difficult to make a living. The only viable farming on small holdings is vegetables, poultry, and high value crops. But growing these is riskier. Hence, contract farming is a good idea. It transfers the risk from farmers to companies. Farmers lease their land; get employment; and a guaranteed return. The contracting company invests in better seeds, scientific practices, and raises productivity. Studies show that contracted farmers earn 30 to 100 percent higher. Punjab Agro, the government’s mediating company, has 160,000 acres under contract with 25,000 farmers. Some worry that marginal farmers will be left out, but curiously small holdings can be highly competitive because the family provides free labour.

In the long run, however, people will have to leave the farm. Too many Indians (57%) are trying to eke out a living from agriculture. Peasants have faced this dilemma in all societies: Is it better to starve on an unviable plot or become the urban proletariat in Marx’s words? Everywhere they have chosen the second alternative. This is why I favour the SEZs. With all their flaws, SEZs could create millions of jobs for unemployed farm youth in construction and other non-farm areas. I disagree with Sonia Gandhi--farmers should sell their unviable plots to SEZs in exchange for urban jobs. SEZs don’t need tax breaks; they need less red tape. They could be the tipping point for our industrial revolution (unless bureaucrats again kill SEZs at birth).

President Hu’s recent visit reminded us that China’s reforms began by privatising agriculture in 1978, and delivered even better results than our green revolution. Not only did agriculture boom, but their household responsibility system generated spectacular growth of labour intensive manufacturing in rural areas. Our green revolution achieved food self-sufficiency but didn’t make manufacturing linkages because of the Licence Raj. Unlike our first green revolution, the private sector will drive changes in the rural economy this time. This is the significance of the Mittal-Walmart deal. Politicians, farmers, activists don’t realise it, but Dalal Steet does. Hence, three mutual funds, primarily with rural portfolios, began in 2006. They comprehend that India could soon be feeding the Middle East.

The price of potatoes, November 19, 2006

I sometimes wonder why I pay Rs 10 per kilo for potatoes when the farmer receives only Rs 3. My potatoes travel some distance, I realise, from the farm to the mandi to my bania, and each person in the chain must get his cut. Still, the gap of Rs 7 seems excessive, especially when the American farmer receives Rs 4 to 5. This gap varies, of course, depending on the commodity and the season, but studies by agricultural economists show that farmers in the developed countries do get a bigger share of the consumer price because their distribution chain is shorter.

Reliance opened seven supermarkets in Hyderabad last month and my friend bought potatoes there for Rs 10 per kilo compared to Rs 18 at his bania’s shop. Another friend who works with an NGO in rural Andhra reported that farmers, who had supplied potatoes to Reliance, reported receiving higher than the mandi price. How could Reliance pay a higher price to farmers and charge a lower price to consumers? Simple--it had eliminated middlemen in the chain. Thus, we should welcome the entry of large retailers. They will bring logistics efficiencies and competition between them will lower consumer prices and raise farmers’ incomes. We shouldn’t wait too long to open this sector to foreign retailers like Walmart and Tesco lest Reliance become a monopoly.

A typical farmer harvests his crop, loads it on his bullock cart, travels30 km to the mandi, where he is forced to sell often at distress prices. Once at the mandi, he cannot return without disposing his produce. He needs the money and the trader knows it. Had he known the price before he left, he might have waited a few days. Where E chaupals have arrived farmers are happy because they get to know mandi prices via the Internet. The national commodities exchange (NCDEX) is setting up electronic tickers announcing spot and future prices in local languages at mandis and bus stands in some states. Eventually, the mobile phone will be the farmer’s best source of information. All these developments make traders unhappy.

Since his crop is perishable, the farmer needs a warehouse to enhance his staying power. NCDEX is putting up a thousand cold storages with world class grading facilities, but large retailers will also bring air-conditioned warehouses and trucks, and this will save India’s huge post harvest losses, as high as 40% for some crops. Banks ought to lend money to farmers against warehouse receipts, but the Reserve Bank refuses to allow them to hedge against future prices. This is a pity for bank loans would mitigate the farmer’s risk and improve his holding power. In fact, banks should also sell crop insurance. It is amazing that RBI should view futures trading as speculation. If the farmer knows the price of potatoes, he might plant onions instead.

Old habits of the mind die slowly. When you have been a stagnant, peasant agriculture for hundreds of years, it is difficult to grasp how Reliance, commodity exchanges, futures trading, and contract farming will quietly bring a second green revolution and liberate farmers from the clutches of the old mandi system, which is at the heart of rural political patronage. Activists oppose the entry of global retailers like Walmart on ideological grounds. Talk of farmer suicides is cheap. Politician-traders on Agricultural Marketing Committees play on these insecurities. No wonder it takes so long to reform in a democracy.

Things that matter November 5, 2006

Lant Pritchett wakes up each morning and worries about the state of India’s government schools. Formerly an economist at Harvard and now with the World Bank, Pritchett is happy that 93 % of India’s children are now in school as the SRI survey shows. However, digging deeper into the SRI data, Pritchett finds that 53 % of all children in urban India are in private schools. In some states the ratio is much higher, but urban India overall has amongst the highest levels of private primary education in the world.

Chile privatised education in 1981, and after 25 years its private sector has achieved only 46.5 % share of enrolment. Even Holland, which has always believed in giving choice between private and public schools to its children as a matter of state policy, has only got a private school share of 68 %. This Dutch level has already been exceeded in six states of India. Whereas in Chile and Holland the government pays parents to send their children to private schools, it has happened accidentally in India because government schools have failed, and even the poor are exiting from them.

The de facto privatisation of schooling in urban India is confirmed by the government’s own District Information System for Education website, which shows that 66.9% of children in urban Maharashtra are in private schools, 66.3% in Tamilnadu, and 65.1% in U.P. to name only three of India’s largest states. This is supported by Samuel Paul’s studies on people’s satisfaction with public services. The states with the highest level of privatisation give the lowest rating to government schools. For example, only 1% of the parents in Punjab are satisfied with teachers’ behaviour in state schools.

There is nothing wrong with giving parents a choice as Holland and Chile have done. If our government were to give the money that it spends on running schools to children in the form of scholarships, competition for the scholarship money would improve many government schools. Today, the government—the centre and states together--spends on the average Rs 4000 per child per year on primary education. Headmasters confirm that a child can get a decent education for Rs 4000. Thus, money is not the problem, and we ought to test this people friendly scholarship scheme in a few cities. However, we cannot give up on a million government schools. State schools do work in other countries.

The Kremer-Murlidharan study shows that one out of four teachers is absent from our state primary schools and of those present one out of two is not teaching. Thus, the heart of the problem is teacher accountability. And this failure is even more heartbreaking given the exalted status of the teacher in our civilization for whom inspiring young minds was his dharma. Many NGOs are making heroic efforts to improve the existing system, but given powerful teachers’ unions, it is an impossible task. Hence, Lance Pritchett suggests that new teachers ought to be hired into a new professional cadre which is district based and offers incentives and promotions for good performance. It would be a Panchayati Raj institution and teachers would be accountable locally to parents instead of to bureaucrats at the state capital. The answer, thus, is not private schools alone, but to liberate government schools from the ‘anti-teacher’ grip of unions and babus. These are the things that matter in the end; thus will the poor benefit from our rising economy.


Saaf Aangan Dreams   October 22, 2006 

In the late seventies I lived with my family in Mexico City, where I noticed that our neighbours would wash the foot path outside their house every day. But we, being good Indians, swept our home, washed our driveway but left the pavement to the municipality.  As a result, the walkway outside our neighbours’ homes sparkled proudly while ours remained dirty and sad. It didn’t take long before we felt ashamed and followed the good ways of our neighbours.

While we were learning civic virtue in Mexico, a flight lieutenant in the Indian Air Force, Madhu Sawant, had the same idea. He asked himself, what if each Indian took care of the little space outside his home, office or shop? So, when he retired he set up an NGO called “I Clean Bombay”. Redefining the charming, wistful Hindi word, aangan, to mean the space between one’s boundary wall and the middle of the street, he created the “Saaf Aangan Scheme”, which was formally adopted in 2002 by Mumbai’s municipality. The scheme allows an individual to lease the footpath outside his home from the municipality for Rs 3 per year, and makes him officially responsible for keeping it free of garbage, hawkers, and squatters.

In 2005, the NGO Council of Mumbai persuaded the municipality to convert Saaf Aangan into enforceable Rules, which provide a fine for littering of Rs 1000 on citizens and Rs 100 for house owners, and also encouraged home owners to keep litter bins on footpaths. In August 2006, the municipality decided to upgrade Saaf Aangan rules into Bye-Laws to cover hawkers, who are also responsible for keeping the surrounding space around them clean. There are 300 Nuisance Detectors to enforce the fines. “Even a paanwala can apply to the municipal ward office to lease the area around his stall,” says Sawant.  

Like many Indians I despair over the filth in our public spaces. But I am embarrassed to complain as there are so many ills more pressing. In Saaf Aangan, however, we may have the makings of a big idea for our grimy towns. Its attraction is that it doesn’t depend on the state but on individual initiative. It also feeds on self-interest rather than altruism because one wants to return home to a clean doorstep. Any group of individuals in any town in India can make it happen. It helps to rope in a sensitive municipal commissioner, but that is not necessary. Before BMC got involved, 500 municipal schools and 83 police colonies were practicing Saaf Aangan. So were citizen in neighbourhoods like N. Dutta Marg in Andheri (west), which is now lined with trees and has flower beds along the boundary walls of all its 35 residential complexes. Once a few get going it doesn’t take long for neighbours to emulate as we learned in Mexico City.

Saaf Aangan should be easier to implement in smaller towns where the word spreads faster, enforcement is easier, and there is greater sense of belonging. Tanya Mahajan, a volunteer with Karmayog.org says, “Belonging and ownership are an intrinsic part of this concept, and schools are a good place to start”. So tomorrow, when you sweep your house, why not absent-mindedly sweep the pavement in front of your door. You might create a revolution. But remember, man is the only creature on this planet who is truly dirty. And when we haven’t taken civic responsibility for two thousand years, it won’t happen overnight.

India’s mystifying rise, October 8, 2006 

There were many smiling Indian faces last week. Our economy again beat forecasts and grew 8.9% in the April-June quarter. India’s economic rise bewilders Indians. No one quite understands why this noisy and chaotic democracy of a billion people has become one of the world’s fastest growing economies. This is the fourth year we are looking at around 8% growth, and this follows 22 years of very respectable 6% annual growth. With 25 years of high growth per capita income gains have been huge: from $1,178 in 1980 to $3,051 in 2005 (in ppp). 

What puzzles everyone is that India is not following any of the proven paths to success. Compared to the classic Asian strategy—exporting labour-intensive, low-priced manufactured goods to the West—India’s economy is driven more by consumption than investment, domestic markets more than exports, services more than industry, and high-tech more than low-skilled manufacturing. 

With consumption accounting for two thirds of GDP, ours is a people friendly model; hence, inequality has grown much less. Our Gini index is 33, compared to 41 for the United States, 45 for China, and 59 for Brazil. (In a perfectly equal society Gini is zero.) Our domestic orientation has meant that our economy is far more insulated from global downturns, and is less volatile. More importantly, thirty to forty percent of our GDP growth is due to rising productivity rather than mere increases in capital and labour. Ironically, while high end, capital intensive manufacturing is succeeding, we have failed to create a broad based industrial revolution based on low end, labour intensive manufacturing. Hence, we are not creating enough jobs. This is a real worry--how will we move our vast army of people from the rural to urban areas?  

Even more perplexing is that rather than rising with the help of the state, India appears to be rising despite the state. The entrepreneur is clearly at the centre of our success story. We have highly competitive private companies now, a booming stock market, and a modern, well-disciplined financial sector. Competitiveness runs deep. More than hundred companies have a market cap of over a billion dollars. Foreign institutions have invested in over 1000 Indian companies via the stock market. Of 500 Fortune companies 125 now have R and D bases in India, and 380 have outsourced software development to India. 

Our economy may baffle us but we are agreed on one thing. India is succeeding because the state is gradually stepping out of the way. The pace of reform is frustratingly slow, but incredible as it seems, every succeeding government after 1991 has persisted in reforming. And even slow reforms add up. Yet, the state has not lived to its side of the 1991 bargain. It hasn’t built enough roads; nor given us uninterrupted power and water. Government schools and health centres are rotten. The police are corrupt. In short, we don’t get the services that citizens in other countries take for granted. The Indian state is so riddled with perverse incentives that accountability is impossible. The tragedy is that there are so many in this government, supported by Left allies, who want to bring back state control and kill our growth. One of them is RBI which is itching to raise interest rates. I sympathise with Chidambaram’s poignant plea to these growth killers—“give us some political space to reform” so that the UPA might take some minimal credit for this great achievement.

Lalu Prasad is like Reagan (24 September 2006)

Train journeys have increasingly become a part of my life. My ancient mother had been ailing in an ashram on the banks of the Beas River in Punjab, and I would try to visit her as often as I could. But she was 91 and age finally caught up with her. She passed away one night after living a life that I expect was better than that of most of my countrymen.

Visiting her meant lots of journeys and before I knew it I was addicted to the railway. I can now make a reservation sitting at home on my computer, pay with a credit card, and print my own e-ticket. If I don’t have a printer they deliver it in 24 hours. It is quite wonderful when something outstanding emerges from our public sector. Soon, I will be able to track my train’s progress on my computer or on a screen at the railway station via a satellite system.

In the early days of the Internet I predicted that computers would only take off in India when computer prices dropped to Rs 10,000 and when you could buy a railway ticket on the Net. Well, both have happened! And so, a revolution is underway and it is likely to be more profound than the mobile phone. The minister of HRD is, of course, oblivious of this because he is too busy dividing Indians. He doesn’t realise that India’s real divide is not caste but the English language and computers. Instead of bridging this divide and empowering young Indians he is on his casteist power trip.

The electronic ticket has left an army of reservation clerks unhappy. My friend used to complain that he couldn’t get a ticket on the Tamil Nadu Express during the holidays without paying a bribe of Rs 500 per ticket, which also explains why the Railway unions have opposed e-tickets for five years. But e-tickets are only a small part of a genuine renaissance in the Indian Railways. The bigger story is in freight. In the past two years Railways didn’t mindlessly raise freight charges as in the past. When oil prices rose they became suddenly competitive with trucks. They also allowed more load to be carried in wagons, which hurt another mafia of railway employees. The biggest change, however, is a modern mindset that is resulting in all sorts of public-private partnerships and in efficiencies which have transformed the finances of this behemoth. The private sector is now investing in its own wagons, readying to launch container trains, building new lines to ports and freight terminals.

Do we give the minister, Lalu Prasad, credit for this transformation? He took over when the Railways were tottering towards bankruptcy, and if they had sunk we would have blamed him for “Biharing the railways”. So, we should give him credit for their revival. Lalu’s success lies not in what he did, but what he did not do. He surrounded himself with good people—Sudhir Kumar is one of them—and he left them alone. This was also Ronald Reagan’s secret of success. Many great managers have led from the back.

The Indian Railways sell 4.8 billion tickets a year. This works out to 4.4 journeys per person. We are thus a nation on the move. When Indians are unhappy, they just pack up and go. Caste ties loosen when you move, and this is our great safety valve against regional inequality. Believe it or not, even Bihar will catch up one day.

Don’t despair over integrity  September 10, 2006  

One ought to read a great book twice, at least. When I first read Leo Tolstoy’s War and Peace I was too young. I was only interested in the plot and the relationships between Natasha, Andrei, and Pierre. When I read it again in my forties, I was deeply moved by its moral concerns. I realised that the novel is really about the way we deceive ourselves, how we are false to others, how we oppress fellow human beings, and how we’re deeply unjust in our day to day lives. Most of this moral blindness seems man-made and avoidable. It makes one wonder if this is an intractable human condition, or can we change it? 

It seems to me that ordinary human lives should not have to be so cruel and humiliating. Is it not possible to be more honest, fair, and kind in our relationships? Some of our misery is the result of the way the state treats us. Can we not reduce at least some of the grief that public officials inflict on us? It is in pursuit of these questions that I began to write this column more than ten years ago. The same questions sent me to the Mahabharata, and I tried to find answers in the epic’s elusive concept of dharma. I have concluded that we can reform our institutions, and this can change the morals and character of our people and deliver greater happiness to our society.  

We are hopelessly addicted to the belief that corruption in India is caused by the crookedness of Indians. This is just not true. The truth is that India has far more red tape than other countries; red tape leads to corruption and distorts a people’s character. According to the World Bank’s “Doing Business” database, it takes 89 days to start a small business in India while it takes two days in Australia or Canada. There are more entry procedures in India; each procedure is a point of contact with an official; each contact is an opportunity to extract a bribe. Empirical studies show that burdensome entry regulations do not improve the quality of products, make work safer, or reduce pollution. They only hold back investment or force people into the informal economy. Hence, the Copenhagen Consensus of expert economists concluded in 2004 that easing start-up rules is more important for development than investing in infrastructure or health care.  

In India it also takes longer to register a property, enforce a contract, and close a business. Indian managers spend more time on regulatory issues than managers in other countries. Thus, India ranks low among the 145 countries studied by the World Bank in the ease of doing business. Fortunately, reforms can quickly change country rankings. In 2005, 58 out of 145 countries cut red tape and simplified their regulations in some way. India was one of these—it improved its credit markets. Although it has been moving up since 1991, India remains a hostile business environment. 

Civilized societies are less corrupt not because their character is superior but because their institutions are better at aligning the incentives of their citizens. There is nothing wrong in the character of Indians. The same Indians behave differently when they cross the immigration line at Heathrow airport. So, let us not despair about our integrity. Let’s focus on reforming our institutions, cutting red tape, and become a good place to do business. Our moral character will follow quickly. And yes, do read War and Peace, again. 

 

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